Waterford is a town in Saratoga County, New York, United States. The population was 8,423 at the 2010 census. The name of the town is derived from its principal village, also called Waterford. The town and village are in the southeast corner of Saratoga County, and north-northwest of Troy It is located at the junction of the Erie Canal and the Hudson River.
The Village of Waterford is located at 42°47′28″N 73°40′47″W / 42.791127°N 73.679758°W / 42.791127; -73.679758Coordinates: 42°47′28″N 73°40′47″W / 42.791127°N 73.679758°W / 42.791127; -73.679758, in the southeastern corner of the Town.
According to the United States Census Bureau, the town has a total area of 7.4 square miles (19.2 km²), of which, 6.6 square miles (17.0 km²) of it is land and 0.9 square miles (2.2 km²) of it (11.59%) is water.
The eastern town line, defined by the Hudson River, is the border with Rensselaer County, and the southern town line, defined by the Mohawk River, is the border with Albany County. The easternmost section and locks of the Erie Canal pass through the town and connect with the Hudson River. The Waterford Flight series of locks is one of the steepest in the world. The east-west Erie Canal is linked to the north-south Champlain Canal at Waterford.
US Route 4, partly conjoined with New York State Route 32, is a north-south highway through eastern Waterford.
As of the census of 2000, there were 8,515 people, 3,497 households, and 2,287 families residing in the town. The population density was 1,299.2 people per square mile (501.9/km²). There were 3,725 housing units at an average density of 568.3 per square mile (219.6/km²). The racial makeup of the town was 96.86% White, 0.74% Black or African American, 0.20% Native American, 1.09% Asian, 0.09% from other races, and 1.01% from two or more races. Hispanic or Latino of any race were 0.94% of the population.
There were 3,497 households out of which 30.9% had children under the age of 18 living with them, 50.0% were married couples living together, 11.6% had a female householder with no husband present, and 34.6% were non-families. 27.5% of all households were made up of individuals and 10.7% had someone living alone who was 65 years of age or older. The average household size was 2.42 and the average family size was 2.98.
In the town, the population was spread out with 23.6% under the age of 18, 8.0% from 18 to 24, 32.6% from 25 to 44, 21.6% from 45 to 64, and 14.2% who were 65 years of age or older. The median age was 37 years. For every 100 females, there were 92.6 males. For every 100 females age 18 and over, there were 89.3 males.
The median income for a household in the town was $46,362, and the median income for a family was $56,345. Males had a median income of $39,913 versus $27,879 for females. The per capita income for the town was $22,538. About 3.5% of families and 5.7% of the population were below the poverty line, including 7.7% of those under age 18 and 6.3% of those age 65 or over.
As of the 2010 census there were 8,423 people. The racial makeup of the town was 94.8% White, 1.3% African-American, 0.1% Native American, 1.5% Asian. 1.8% were Hispanic or Latino.